If you pay with Debit, Credit Cards, then read this news,

[16/1, 8:28 PM] Muhammad Naeem: If you pay with Debit Cards and Credit Cards, then read it carefully. The Reserve Bank of India has introduced new rules for them today. According to this, if you have not done online transactions before, then debit and credit cards will be disabled. That is, now you will be able to use only those features which are included in your need from the card. These rules will not apply to prepaid gift cards and cards that are used in mass transit systems. This new rule for debit and credit cards will come into effect from 16 March. It also provided that banks will now have to ensure that all the cards are enabled for domestic transactions while issuing new cards. [16/1, 8:29 PM] Muhammad Naeem: That is, those cards that you use at ATM and POS Terminals will be enabled in India only. While issuing the notification, the RBI has informed about this new rule. RBI has also stated that the use of all cards (physical and virtual) within the India border will be enabled only on the contact base at the time of issue or re-issue. This will be decided based on the usage of those cards. RBI has said that the current cards which have never been used for online transactions before, will be disabled for this facility. [16/1, 8:29 PM] Muhammad Naeem: In this case the cards will be disbale RBI has clarified that if the customer wants to do online transactions, international transactions or contractless transactions with their card, then they have to apply for this service separately. But if a cardholder has never used his card for online transactions, international transactions or contractless transactions before, his cards will be disabled for these features. [16/1, 8:30 PM] Muhammad Naeem: Will have to apply in the bank Interested customers will have to apply for these facilities in the bank. For those whose cards are still in circulation, banks will decide how and when their cards are disabled within the country and for international, online and contractual transactions. RBI's new rule also - Banks must ensure that cardholders can 'switch on' or 'switch off' online transactions, international transactions and contact transactions at ATMs and PoS terminals. - A person can also set his own limit for all types of transactions in ATMs. - Customers should also have the option of selection in these services through 24X7 mobile application, net banking. - Banks have to inform the customers about any change in the status of the card through SMS or email alerts.