1 How to avoid online fraud in business? As most of the work in the country and the world is
becoming digital, people are also getting many benefits. Fear of theft has been reduced due to not having more cash in hand. But cases of online fraud have increased at the digital level. Therefore, every person should know about his account as well as online payment so that no one can know your personal banking or payment details from you. For this, Atul Malikram is telling about some important things ……
Update KYC: -
Online fraudsters often contact innocent people as bank representatives and send them suspicious SMS from unknown ID or mobile number. Or send a link asking them to complete or update No Your Customer. Also, do not ask to block the account if you do not do so. In these messages, when the customer clicks on the given link, the confidential information reaches the person. So do not do this. Complete the KYC directly by going to the bank.
Do not share personal details: -
Often we get fake calls and messages from the bank or many times we are also aware of the messages of winning any kind of amount. They ask us to share our account details. Be alert in such a situation. The bank never asks you for personal details like debit card number, CVV number (card verification value), or OTP (one-time-password). People also share their account details, so the person who misuses it takes full money. So do not share account details with anyone.
Ho Separate Account for Payment: -
Usually, the user uses his main account for payment, which is wrong. In such a situation, there is a fear of going into the wrong hands of your account details. To avoid such fraud, create a separate account in addition to your main account. Keep the money in it according to the need so that if its details go to anyone, then there is no loss. If necessary, make a transaction from your main account.
Do not share the PIN of UPI with anyone: -
We all use UPI (Unified Payment Interface) PIN for online payment in our daily routine. There is no need for a UPI PIN upon receiving the payment. If the payer is asking you to click on a link or share a PIN, then be cautious. Instead of receiving payment, you will lose your hefty amount. So do not share UPI PIN with anyone.
Do not click on SMS or third-party links: -
Attractive SMS, links, scratch cars, or different types of emails come from the third party as an offer. These are a type of clone, which looks exactly like the original apps. We lured us and demanded our account details Instead of making offers, we withdraw all the money from our account. To avoid such fraud, instead of clicking on a link, trust only the apps installed from the play store and do the transaction from there. Check their reviews here.
2 What is OTT and why did it become necessary to control it?
Due to the Kovid-19 epidemic, where the cinema halls and theaters were closed. On the other hand, this epidemic proved to be a boon for the Internet. The demand for 'OTT', ie 'Over the top', means of entertainment available on mobile, suddenly reached the peak in the whole world within a month of lockdown. India today ranks tenth in the world in 'OTT'. Therefore, it is imperative that there is legal control over online content.
Entertainment mediums like TV, DTH, Cinema Hall are governed as per rules from several statutory bodies like Censor Board, Ministry of Information and Technology, Telecom Regulatory Authority of India under notified rules. Unfortunately, no institution or act regulates OTT. Strict restrictions are imposed on TV broadcasting programs where regulatory agencies try to curb alcoholism, smoking, and obscenity or profanity, but there are no such provisions for OTT.
The OTT is like a 'madam elephant', which has neither a mahout nor a hideout. He can roam wherever he wants. The legal question also arises in the same way that Facebook, Twitter, or other social media platform has the protection under Section 79 of the Information Technology Act, 2000 that the entire content on them is outside their control. Under no circumstances can this defense be available with OTT platforms such as Amazon, Netflix, Alt Balaji, as the content broadcast and displayed on them remains completely under their control. Therefore, Section 292 of the Indian Penal Code and the important justice parable of the constitutional bench of the Supreme Court, 'Ranjit D.
In the context of the state of Maharashtra against Udeshi, the central government should enact an act to curb the vulgarity, senselessness that is being transmitted in the OTT. Till the time the Act is not enacted to curb obscenity, the courts cannot stop the pollution and immorality in society. Such OTT forums arouse distorted emotions in the young brain. The effect of this is that they are motivated to commit a crime by considering the woman as merely an object of enjoyment. It is common in all the cases of sexual abuse-related criminal cases in the courts that the accused victim considers the woman to be the object of silencing her physical apps. Therefore it is very important to control OTM like Madamastha Elephant. Otherwise, the situation will become severe.
3 What is the exemption of 80 D? Know about this?
Last month, both Rajesh Bhai's father and father-in-law became corona. By the grace of God, no one had to be admitted to the hospital, but the medical expenses of both families were considerable. There were eight CT scans and blood tests separately. Similarly, Rajesh Bhai's mother has diabetes and thyroid disease and their father is suffering from blood pressure and liver disease. Generally, the cost of medicine is 4 thousand rupees a month.
Sister-in-law is also the only child of her parents. His medical expenses are incurred by his sister-in-law, which is 2 thousand rupees per month. Due to the higher premium, no Mediclaim of these four senior citizens has been taken, although Rajesh Bhai himself has taken Mediclaim Insurance for himself, sister-in-law, and children, whose premium is twenty thousand rupees. I asked Rajesh Bhai, 'Did you take any exemption in the return of income tax that you gave to your employer?
'Rajesh Bhai said, the discount of mediclaim premium of 20 thousand rupees 80 (I will take D, I have to file income tax details in the office tomorrow.') I said, 'Just tell me that apart from the mediclaim premium, the parents' medical practitioners Do you take the exemption of expenses or not? ”Rajesh started saying - what else will be the exemption? I said,“ Rajesh Bhai, both you and the sister-in-law are different taxpayers, both of them should give their mediclaim.
Prevention of Preventive Health Checkup of 5 thousand should also be availed. Both of you are eligible to get a rebate of up to Rs. 50-50 on the basis of the medical expenses of your parents. Be entitled to exemption of thousand rupees, why not taking advantage of it? Sometimes think ahead of Form 16A. I request everyone to take full advantage of the 80 (d) tax exemption ointment, even if you Whether salaried or not. Do not be limited to a mediclaim premium of only 25 thousand. Be honest taxpayer as well as the conscious taxpayer.
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