How to add $450 to your bottom line every month

Motley Fool Green Light
You Have More Money
Than You Think

How to add $450 to your bottom line every month...


* Without busting your hump to earn it
* Sacrificing your morning latte
* Or robbing a bank

These straightforward, uncomplicated money tips are GUARANTEED to
boost your savings, shave your expenses, and build your wealth...

Dear Friend,

What if I told you there was an extra $450 just wasting away in your
junk drawer? Your financial junk drawer, that is. Sound far-fetched? It's
not.

Special Edition

Just a few half-hours simple financial housecleaning every month can
unearth a small fortune. For example, in 30 minutes, you can discover:

* How to painlessly and easily shave 6 years off your 30-year
mortgage, saving you more than $63,000 in interest on a $200,000
loan.
* How to earn an additional $2,784 on this popular investment just by
knowing the difference between market-weight and equal-weight.
* How to pay $4 or less per trade if you invest a set amount each
month.
* How to build your savings from zero to $11,087, just by taking these
2 simple steps today.
* How to save $310 when buying a mattress and still get a fabulous
night's rest.
* How to claim this often-overlooked tax credit that reduces
your taxes on a dollar-for-dollar basis.
* Where to park your cash over the short term to earn better interest
than a savings account.
* The best site for comparison shopping if you're looking for a new
flat-screen TV.
* And much more...

Here at The Motley Fool, we're so confident that we can improve
your bottom line, we guarantee it.

Every month our money-hunting Motley Fool Green Light team brings you
straightforward, uncomplicated financial steps that you can take to
uncover at least $450 in "found money" - guaranteed. Take advantage of
these simple tips, and by the end of the year, you could rack up an extra
$5,400 or more!

Since we launched Motley Fool Green Light last summer, our members have
discovered more than $40,000 in increased savings, reduced expenses, and
wealth-building opportunities...

Read on for just a small sampling of these powerful money secrets. If
you like what you see, why not check us out for 30 days, risk-free?

I promise you these money tips are easy-to-follow, a snap to implement,
and dare I say it... fun!


Best of all, this painless path to financial freedom is just $49 a year
for a limited time. If you respond today, you can SAVE $30 off the
regular one-year price of $79. Plus, you'll get a whole bunch of FREE
cash-boosting goodies that I'll tell you about in just a minute.



Start Now!

That's a guaranteed $5,400 worth of income-income money-saving,
dirt-simple tips for just $4 a month! Can you afford NOT to try
it?

For example, every month in Motley Fool Green Light, you'll discover how
to profit from the stock market whether you're sitting on a pittance or
a large inheritance. That's because the best way to put some green into
your bank account is to earn more money on your money.


And if you think you have to have thousands of dollars saved up before
you can invest - think again!

How to Launch Your Own Stock Portfolio with a $20 Bill

Psst, I'll let you in on a little secret... You don't need megabucks to
build your stock portfolio.

When it comes to investing, no amount is too small. The trick is finding
the right investment vehicle for the dollars you've got. Otherwise,
brokerage fees and commissions can eat you alive.

If you've managed to save just $20, you can invest in more than a
thousand companies like Intel, Johnson & Johnson, or Harley Davidson
(you rebel) just to name a few.

How?

Drips. (No, I didn't call you a drip; I said you should invest in a
drip.)

One of the best ways to invest small amounts of money cheaply is through
Dividend Reinvestment Plans (DRPs), also known as Drips. They and their
cousins, Direct Stock Purchase Plans (DSPs), allow you to bypass brokers
(and their commissions) by buying stock directly from the companies or
their agents.

More than 1,000 publicly traded companies offer these types of stock
plans. Many have low fees or no fees at all, which makes it worth your
while to invest as little as $20 or $30 at a time. Once you're in the
plan, you don't even have to buy a full share; you can buy part of a
share.

That's because Drips allow you to purchase stock in fractional amounts.
So if you want to spend $100 on Microsoft, you can do so no matter what
the share price of Microsoft may be.

For example, if Microsoft is selling at $75 a share, you'll buy 1.33
shares of it with your $100. If the stock is selling at $125 a share,
you'll get 0.8 shares of Microsoft. You get the idea.

Of course, if you've got $100, $500, or even 000, your options are
even greater. Motley Fool Green Light shows you how it's done. You'll
discover:

* The easiest, low-cost way to establish a widely diversified
portfolio for as little as $250.
* How to know if you have enough cash to justify opening a discount
brokerage account.
* The stock-like investment that mimics the S&P 500 performance and
still keeps your expense ratio to less than 1%.
* How to sock away a grand a year and end up with $532,111 for
retirement without paying a dime in taxes.

Plus HUNDREDS MORE money and investing secrets GUARANTEED to provide you
with $450 worth of "found money" every month.

No matter your salary or financial situation, you can grab control
and start building real wealth right now! All you need are the
step-by-step instructions in Motley Fool Green Light.

Why not take us for a spin? You could uncover $450 all before your
risk-free trial ends.

Remember, if you're not thrilled with this down-to-earth money and
investing tips, just let us know within the first 30 days, and we'll
promptly return every penny you paid. No hassles, we promise.

Now, we're a big fan of investing in stocks, but we don't want you to
run off half-cocked. If you've never invested before, we'll take you by
the hand and walk you through it. And if you're a seasoned pro, we'll
give you the down-and-dirty summary, and you can take it from there.

But regardless of your level of experience, be sure you've done your
homework before you start buying blue-chips willy-nilly. Let me
explain...

Don't Buy Stock Until You've Done This Simple 5 Minute Exercise - You
Could Be Buying the Wrong One

Before you dive into stocks, make sure you already know what you own.
Sounds obvious? It's not.

If you already own a 401(k) or IRA, odds are most of that money may be invested in an index fund.

But unless you drill down on those index funds, you don't know
what you own. Let me explain.

Let's say you allocated your 401(k) to the dirt cheap, Fidelity Spartan
500 Index. On the surface, that's a smart move. You've got a core
portfolio of steady-Eddie blue chips.


Fidelity Spartan 500 Holdings
As of August 2006, the weighted
median market cap of this
dirt-cheap S&P 500 index fund was
roughly $51.7 billion. Above is
how its top holdings look like
 
 
Email-ID 1229640
Date 2007-07-07 19:50:01
From [email protected]
To [email protected]
How to add $450 to your bottom line every month


Motley Fool Green Light
You Have More Money
Than You Think

How to add $450 to your bottom line every month...

* Without busting your hump to earn it
* Sacrificing your morning latte
* Or robbing a bank

These straightforward, uncomplicated money tips are GUARANTEED to
boost your savings, shave your expenses, and build your wealth...



Dear Friend,

What if I told you there was an extra $450 just wasting away in your
junk drawer? Your financial junk drawer, that is. Sound far-fetched? It's
not.



Special Edition

Just a half-hour of simple financial housecleaning every month can
unearth a small fortune. For example, in 30 minutes, you can discover:

* How to painlessly and easily shave 6 years off your 30-year
mortgage, saving you more than $63,000 in interest on a $200,000
loan.
* How to earn an additional $2,784 on this popular investment just by
knowing the difference between market-weight and equal-weight.
* How to pay $4 or less per trade if you invest a set amount each
month.
* How to build your savings from zero to $11,087, just by taking these
2 simple steps today.
* How to save $310 when buying a mattress and still get a fabulous
night's rest.

 

* How to claim this often-overlooked tax credit that reduces
your taxes on a dollar-for-dollar basis.
* Where to park your cash over the short term to earn better interest
than a savings account.
* The best site for comparison shopping if you're looking for a new
flat-screen TV.
* And much more...

Here at The Motley Fool, we're so confident that we can improve
your bottom line, we guarantee it.



Every month our money-hunting Motley Fool Green Light team brings you
straightforward, uncomplicated financial steps that you can take to
uncover at least $450 in "found money" - guaranteed. Take advantage of
these simple tips, and by the end of the year, you could rack up an extra
$5,400 or more!

Since we launched Motley Fool Green Light last summer, our members have
discovered more than $40,000 in increased savings, reduced expenses, and
wealth-building opportunities...



Read on for just a small sampling of these powerful money secrets. If
you like what you see, why not check us out for 30 days, risk-free?

I promise you these money tips are easy-to-follow, a snap to implement,
and dare I say it... fun!

Best of all, this painless path to financial freedom is just $49 a year
for a limited time. If you respond today, you can SAVE $30 off the
regular one-year price of $79. Plus, you'll get a whole bunch of FREE
cash-boosting goodies that I'll tell you about in just a minute.



Start Now!

That's a guaranteed $5,400 worth of income-producing, money-saving,
dirt-simple tips for just $4 a month! Can you NOT try
it?

For example, every month in Motley Fool Green Light, you'll discover how
to profit from the stock market whether you're sitting on a pittance or
a large inheritance. That's because the best way to put some green into
your bank account is to earn more money on your money.

And if you think you have to have thousands of dollars saved up before
you can invest - think again!



How to Launch Your Own Stock Portfolio with a $20 Bill

Psst, I'll let you in on a little secret... You don't need megabucks to
build your stock portfolio.

When it comes to investing, no amount is too small. The trick is finding
the right investment vehicle for the dollars you've got. Otherwise,
brokerage fees and commissions can eat you alive.

If you've managed to save just $20, you can invest in more than a
thousand companies like Intel, Johnson & Johnson, or Harley Davidson
(you rebel) just to name a few.



How?

Drips. (No, I didn't call you a drip; I said you should invest in a
drip.)

One of the best ways to invest small amounts of money cheaply is through
Dividend Reinvestment Plans (DRPs), also known as Drips. They and their
cousins, Direct Stock Purchase Plans (DSPs), allow you to bypass brokers
(and their commissions) by buying stock directly from the companies or
their agents.



More than 1,000 publicly traded companies offer these types of stock
plans. Many have low fees or no fees at all, which makes it worth your
while to invest as little as $20 or $30 at a time. Once you're in the
plan, you don't even have to buy a full share; you can buy part of a
share.

That's because Drips allow you to purchase stock in fractional amounts.
So if you want to spend $100 on Microsoft, you can do so no matter what
the share price of Microsoft may be.
 

For example, if Microsoft is selling at $75 a share, you'll buy 1.33
shares of it with your $100. If the stock is selling at $125 a share,
you'll get 0.8 shares of Microsoft. You get the idea.

Of course, if you've got $100, $500, or even 00, your options are
even greater. Motley Fool Green Light shows you how it's done. You'll
discover:

* The easiest, low-cost way to establish a widely diversified
portfolio for as little as $250.
* How to know if you have enough cash to justify opening a discount
brokerage account.
 

* The stock-like investment that mimics the S&P 500 performance and
still keeps your expense ratio to less than 1%.
* How to sock away a grand a year and end up with $532,111 for
retirement without paying a dime in taxes.

Plus HUNDREDS MORE money and investing secrets GUARANTEED to provide you
with $450 worth of "found money" every month.


No matter your salary or financial situation, you can grab control
and start building real wealth right now! All you need are the
step-by-step instructions in Motley Fool Green Light.

Why not take us for a spin? You could uncover $450 all before your
risk-free trial ends.

Remember, if you're not thrilled with this down-to-earth money and
investing tips, just let us know within the first 30 days, and we'll
promptly return every penny you paid. No hassles, we promise.


Now, we're a big fan of investing in stocks, but we don't want you to
run off half-cocked. If you've never invested before, we'll take you by
the hand and walk you through it. And if you're a seasoned pro, we'll
give you the down-and-dirty summary, and you can take it from there.

But regardless of your level of experience, be sure you've done your
homework before you start buying blue-chips willy-nilly. Let me
explain...


Don't Buy Stock Until You've Done This Simple 5 Minute Exercise - You
Could Be Buying the Wrong One

Before you dive into stocks, make sure you already know what you own.
Sounds obvious? It's not.

If you already own a 401(k) or IRA, odds are most of that money maybe
invested in an index fund.


But unless you drill down on those index funds, you don't atyyyoyourrrru own. Let me explain.

Let's say you allocated your 401(k) to the dirt cheap, Fidelity Spartan
500 Index. On the surface, that's a smart move. You've got a core
portfolio of steady-Eddie blue chips.

Fidelity Spartan 500 Holdings
As of August 2006, the weighted
median market cap of this
dirt-cheap S&P 500 index fund was
roughly $51.7 billion. Above is
how its top holdings look like
when broken out by percentages.


But if you drill down some more, you'll see that your top holdings are
Exxon Mobil and General Electric. And if you dig even further, you'll
discover that you've got a hefty chunk of change in the financial
sector.


So, you probably don't want to add Citigroup to your holdings right now.
And you might want to consider some small-cap companies, given your
considerable exposure to the blue chips.

And that's why it pays to take stock before you buy stock. Take just 5
minutes to create your pie chart, factoring in all your
index-fund holdings. This way,, you'll avoid accidentally "double-dipping.."
in the same names or tilting your portfolio heavily towards a single
sector.


Why am I telling you all this? Because The Motley Fool believes that
you, not some Wall Streetwise guy, are the best person to take control
of your financial future.

How to Live More Profitably in Just 30 Minutes a Month

It's easy to stop procrastinating and take control of your financial
life with these simple steps. Plug the slow leaks in your finances, get
your retirement portfolio back on track and start building real wealth
- all in just 30 minutes a month.


While others pay hundreds of dollars for financial planners, you can
jump-start your financial life right now with Motley Fool Green Light.
Every month in Motley Fool Green Light, we give you hard-core,
no-nonsense, USEFUL information on how to live more profitably. All for
an average of just $4 a month.

We help you make more money... keep more money... and make your money
work harder for you - and we make finances FUN! Is soundundund impossible? It's
not when you're The Motley Fool.


Find out why The Economist calls us an "ethical oasis"...

You see, it's in Wall Street's best interest to keep you in the dark. How
else could they charge you outrageous fees for doing what you could
easily do yourself with a little direction? How else could they line
their own pockets at your expense?


The Motley Fool has gone head to head with Wall Street for years. No
wonder The Economist calls us "an ethical oasis in an area that is fast
becoming a home to charlatans."

So you know that you can trust us for UNBIASED INFORMATION about your
401(k)... money markets... mutual funds... home buying... car sales...
credit cards... and much more.


Here's just a small sample of what you'll discover when you join:

* Why one size does not fit all when it comes to brokers, and how to
find the best one for you.
* The tax credit many middle-income taxpayers overlook - reduces your
taxes on a dollar for dollar basis. What it is and how to claim it.
* The dirt-cheap real estate index fund that's delivered a total
return of 288% in 10 years!
 

* The common type of financial fraud you should worry about -
surprise, it's not identity theft!
* How to get the top 5 mailing list vendors to remove your name so you
can cut the clutter in your inbox and mailbox.
* Bargain hunters save an estimated $10 billion a year - find out how
they do it and save a bundle yourself.
* How a small 1% difference in investing fees can cost you $1,000 in
returns - keep fees from eating away at your gains.
* Take a peek at Big Brother's files - save $80 and find out just how
much of your "private" information is public!


And that's just the beginning... You can see for yourself when you join
Motley Fool Green Light for 30 days risk-free. Go ahead and take
advantage of every single trick and technique.

And if you aren't pocketing the savings right away, just let us know
before your trial ends,, and we'll promptly return every cent you paid.
That's how confident we are that you can easily put your financial house
in order in just 30 minutes per month.


How can you accomplish all this in just 30 minutes? Easy, at Motley Fool
Green Light, we do your homework for you. Why spend hours and hours
researching investments, insurance, tax strategies, and major purchases
online when you can get the down-and-dirty details in minutes?


For example, let's say you've never invested before and you've managed
to save up $5,000. What should you do? Motley Fool Green Light gives you
a no-frills roadmap for a conservative diversified portfolio. Take a
look...

The Right Way and the Wrong Way to Invest $5,000 - How to avoid a common mistake made by first-time investors.

One of the most common mistakes first-time investors make is buying too
few names. Tom Gardner, the co-founder of The Motley Fool, suggests you
should plunk that $5 grand into about fifteen different names.


Why 15? Because with 15 names you'll be well-diversified and you won't
be tempted to speculate.

According to Tom, if you get in with too few investments, you're likely
to bail. What if you buy just four stocks,, and two of them promptly drop
20%? It happens more often than you might think.


Worse yet, what if one of those names that dropped 20% is up 60% two and
a half years ago? Only you already dumped it.

When you spread your money n funds, individual names,
dividend stocks, small-cap stocks, and more, the odds of one name wiping
out half your portfolio drops dramatically.

So how should you invest that $5,000? Well,, here are a few suggestions to
get you going:


* Start by socking away money in a Roth IRA - You can contribute up to
$4,000 a year, you won't owe Uncle Sam a dime on withdrawals after
age 59, and there are no taxes or penalties on your principal for
early withdrawals.
* Then add the value-oriented fund that's beaten the S&P 500 by more
than 6 percentage points for the past 10 years - that's better than
more professionals can claim.
* Next,, add the top-performing large-cap bank now trading at a discount
to the financial industry, so you can get it cheap.
* Finally, sock some cash in this food-service small-cap that's cooked
up gains over 342% since November 2003.


But what if you aren't sitting on five grand? What if you're barely
getting by? It's never too late to change your financial future. Motley
Fool Green Light shows you how.

How to Avoid Working 2 Shifts and Eating Bologna at 70

Here's a scary number for you: 56% of working-age households won't be
able to maintain their pre-retirement standard of living after they
retire.
 

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