Hong Kong's retirement economy model

If we want to talk about Hong Kong's economic model and its development, then we must mention the national policy of one country, two systems implemented by the mainland. The so-called one country, two systems, that is, one state and two systems, Hong Kong is a capitalist system, and the beach is a socialist system. Then you may ask why Hong Kong, as a former colony with a small population and a particular little population, will become the hub of Asian capital and the base of tourism and tourism.

In the 1840s and 1960s, until 1898, Hong Kong was wholly ceded to Britain and became a colony for 99 years. How did foreigners rule in this area of ​​Hong Kong? The reason is that they practiced so-called "fussing." China Strategy." As far as possible, under the premise of safeguarding the interests of the British, regardless of the affairs of the Chinese, in the early period of British rule, most of the criminal cases of Chinese were not tried by the English courts but were punished in the ancestral hall following the laws of the Qing Dynasty. At the same time, the British also launched their next 100-year plan to turn Hong Kong into a transit point for British trade with India. A large number of people's capital flows were concentrated in Hong Kong, and Hong Kong residents gradually began to increase to more than 5 million in the 1990s. Before entering the 21st century, the degree of economic development exceeded that of Guangzhou next door. However, Hong Kong's development model also has its unique shortcomings. It means that there are no retirement guarantees. Many older adults have worked for more than 40 years. They still do not get stable retirement protection. Instead, they are MPF, similar to the mainland's provident fund. He is the use of substantial funds not limited to the real estate, but a one-time release to the retired workers after the retirement period, while stocks last. Although the Hong Kong Government will have similar comprehensive assistance for fruit and fruit, it will usually not exceed HK$4,000. It is not enough necessary living expenses, so people are forced to delay retirement, or join the organization's retirement protection plan, but the post-season retirement protection plan will have specific risks, that is, the risk of investment failure, once the fund operation gap Retirement funds cannot be issued on time and in volume. The Hong Kong government currently has a fiscal reserve of 600 billion to 1.2 trillion yuan. The annual profit rate is more than two percentage points, which is about 30 to 40 billion Hong Kong dollars, but it cannot promise Hong Kong's 7.5 million citizens.

In contrast, the mainland is in pensions. The deployment is more scientific, the unified national implementation, blended allocation, Hong Kong is not allowed. However, Hong Kong enjoys the treatment of provincial administrative regions, its administrative district is indeed municipal level, there are fewer people, and the uneven distribution of public resources is inevitable.

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